Individual limit control CrediFOLIO

Credit Limit Management in CrediWEB

Credit limits are necessary for risk management in everyday business life. Many companies and businesses are well aware of this, but what should be the amount of the credit limit, and for how long is it valid? With the new credit limit management we can offer you an additional function in CrediWEB that provides concrete answers to these questions.

The credit limit describes the maximum admissible amount of a customer’s open claims, i.e. up to which amount new supplies or services can be delivered on account. In cases where the amount due exceeds the credit limit, supplies and deliveries have to be suspended. The challenge in terms of credit limits is not so much that of imposing a suspension of deliveries, but rather the definition of the amount of the limit. The new credit limit management provides you with a transparent tool for this specific purpose making it possible to determine the relevant credit limit. In addition, our monitoring service ensures that the credit limits are always up to date.

In order to define a credit limit, a whole variety of details have to be taken into account. For example, are there any negative or positive payment experiences and/or have there recently been any relevant official publications? For how long has the company or business existed and in which sector is it active? This information and other details are essential for the determination of the risk class, of the solvency band or of the signal lights – the core competence of Creditreform.

Portfolio management

If you wish to use the credit limit management as an option, you will determine yourself which credit limit should be assigned to which creditworthiness or solvency profile. If you also choose to use the monitoring function, we can guarantee that the credit limit will always be up to date according to your requirements and definitions. Furthermore, you will have access to the current credit limit at any time, for we have integrated the credit limits as an item both in the clear and well-structured portfolio management in CrediWEB, and in the solvency / creditworthiness information provided.

Do not hesitate to contact your regional office if you have any questions or wish to receive additional details.

CrediFOLIO (german)

(pdf, 180 KB)


CDM Module (german)

(pdf, 125 KB)


© 2019 Schweiz. Verband Creditreform (Genossenschaft)

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